Free tax tools

Do I need to file?

Check whether you have to file a federal return for 2026 and 2025, and when filing anyway is worth it.

Nothing you enter is saved or sent. Everything stays on this page.

Filing status

Dependent rules here are simplified: they assume a single dependent under 65 who isn't blind.

Wages, business income before expenses, interest, unemployment and other taxable income. Don't count Social Security benefits; use the Social Security tool for those.

Enter 0 if you had none.

How the filing threshold works

For most people the filing threshold equals the standard deduction for their filing status, plus the extra amount for being 65 or older. Married filing separately is different: you must file if your gross income is $5 or more. If your net earnings from self-employment are $400 or more, you must file no matter your total income. The full tables for both years are on the standard deduction and filing thresholds page.

General information only. Alph Coleman, owner, is a PTIN holder and Authorized IRS e-file Provider, not a CPA, attorney or Enrolled Agent. Your situation is confirmed when we prepare your return.

Questions about your situation?

Book a free 15-minute call. Year-round help from the same team, and you can call us when an IRS letter shows up in July.

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Official sources: Form 1040 instructions (tax year 2025) ↗ · Publication 501 (tax year 2025) ↗ · Rev. Proc. 2025-32 (tax year 2026) ↗

Figures checked on irs.gov in October 2026. General information only, not tax advice for your situation. Your situation is confirmed when we prepare your return.

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